VISION TO LIFE
Terms of Services & Privacy Policy

These terms apply to all visitors to visiontolife.com and to anyone who engages with Vision to Life's services, content, or communications.

Part 1: Terms of Service

1. Who We Are

Vision to Life is operated by Scott Grubb. We provide fractional COO services, advisory retainers, and educational resources to individuals, business owners, and single family office principals.

By using this website or engaging with any Vision to Life service, you agree to these terms.

2. Services

Vision to Life offers three categories of service:
• Fractional COO services for single family offices: Embedded operational leadership on a retainer basis. Scope, deliverables, and pricing are defined in a separate engagement agreement signed by both parties prior to commencement.
• Educational products and courses: Digital content, workbooks, assessments, and online courses available for purchase through this website. Terms specific to each product are presented at checkout.

Nothing on this website constitutes financial, investment, legal, or tax advice. Vision to Life does not manage assets, hold a fiduciary relationship with website visitors, or provide services regulated by the SEC, FINRA, or any equivalent body.

3. No Asset Management

Vision to Life is a fee-for-service operations advisory firm. We do not manage, hold, or advise on investment assets. We do not earn commissions, referral fees, or any compensation tied to investment products or decisions. Engaging Vision to Life does not affect your existing advisor relationships.

4. Purchases and Payment

Purchases made through this website are processed by Kajabi's secure payment system. By completing a purchase, you agree to the pricing and terms presented at checkout.
• All fees are in USD.
• Subscription or retainer fees are billed automatically on the agreed billing date.
• You are responsible for keeping your payment information current.
• Refund terms are specific to each product or service and are presented at the time of purchase or in the applicable service agreement.

5. Intellectual Property

All content on this website, including written content, frameworks, assessments, course materials, and visual assets, is the property of Vision to Life or its licensors. You may not reproduce, distribute, or create derivative works without prior written permission.
Purchasing a course or product grants you a personal, non-transferable license to access that content for your own use. It does not grant rights to share, resell, or redistribute the content.

6. Disclaimers

This website and all Vision to Life content are provided 'as is.' We make no warranties, express or implied, regarding accuracy, completeness, or fitness for a particular purpose. Use of this website and reliance on any content is at your own risk.
Vision to Life is not liable for any direct, indirect, incidental, or consequential damages arising from your use of this website or engagement with our services, beyond the amount paid by you in the 30 days preceding any claim.

7. Third-Party Links and Services

This website may link to third-party websites (including Calendly for scheduling). Vision to Life does not control these services and is not responsible for their content, availability, or privacy practices. Links do not constitute endorsement.

8. Changes to These Terms

Vision to Life may update these terms at any time. Changes will be reflected on this page with an updated date. Continued use of the website following any update constitutes acceptance of the revised terms.

9. Governing Law

These terms are governed by the laws of the State of Texas, without regard to conflict of law provisions. Any disputes shall be resolved in the courts of Texas.

10. Contact

Questions about these terms can be directed to: [email protected]

Part 2: Privacy Policy

Vision to Life takes your privacy seriously. This policy explains what information we collect, how we use it, and your choices. It applies to all visitors to visiontolife.com and anyone who purchases a product or engages with our services.

1. Information We Collect

Information you provide directly
• Name and email address, when you subscribe to our mailing list or complete a contact form.
• Booking information (name, email, optional notes), when you schedule a call through Calendly.
• Payment information (name, billing address, card details, tax ID), when you purchase a product or service. Payment data is processed by Kajabi and is not stored directly by Vision to Life.
• Communications you send to us via email or through the site.
Information collected automatically
• Basic usage data: pages visited, time on page, browser type, and referring URL. This is collected through Kajabi's built-in analytics and may include cookies.
• IP address and general location data.

We do not knowingly collect information from children under 13.

2. How We Use Your Information

We use the information we collect to:
• Respond to inquiries and fulfill scheduled calls or consultations.
• Deliver purchased products, courses, and course-related communications.
• Send email updates, newsletters, or offers if you have opted in. You can unsubscribe at any time using the link in any email.
• Improve the website and understand how it is being used.
• Comply with legal obligations.

We do not sell your personal information. We do not share your information with third parties for their own marketing purposes.

3. Third-Party Services

Vision to Life uses the following third-party services that may collect or process data on our behalf:
• Kajabi: Website hosting, course delivery, email marketing, and payment processing. Privacy policy: kajabi.com/privacy
• Calendly: Appointment scheduling. Privacy policy: calendly.com/pages/privacy
• Google Analytics or similar (if applicable): Aggregated website traffic analytics.

Each of these providers is contractually obligated to protect your data in accordance with applicable law.

4. Email Communications

If you subscribe to the Vision to Life mailing list or purchase a product, you may receive emails from us. Every marketing email includes an unsubscribe link. Transactional emails (receipts, course access) are sent regardless of marketing preferences.

We do not send unsolicited commercial email.

5. Data Retention

We retain your information for as long as reasonably necessary to fulfill the purposes described in this policy, or as required by law. If you request deletion of your data, we will honor that request where technically feasible and legally permissible.

6. Your Rights
Depending on your location, you may have the right to:
• Access the personal information we hold about you.
• Request correction of inaccurate information.
• Request deletion of your information.
• Opt out of marketing communications at any time.

To exercise any of these rights, email us at [email protected]. We will respond within a reasonable timeframe.

7. Security

We take reasonable technical and organizational measures to protect your information. Payment data is handled exclusively by Kajabi's PCI-compliant payment infrastructure. No method of transmission over the internet is completely secure, and we cannot guarantee absolute security.

8. Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated date. We encourage you to review this page periodically.

9. Contact

If you have questions or concerns about this Privacy Policy, please contact us at: [email protected]